Sam Gorman

Compare mortgage points, payment savings, break-even months, and the gain or loss at the time you expect to keep the loan.

Compare EV and gas car total cost, savings, fuel, electricity, maintenance, resale, and break-even energy prices.

Compare 0% APR to a cash rebate plus regular financing. See the better offer, savings, payments, totals, and break-even rebate.

Estimate a new car payment with negative equity rolled in, including the extra monthly cost and interest from old debt.

Estimate lease buyout cost, equity versus market value, turn-in comparison, and a simple financed payment.

See if a fee to break, float down, or relock a mortgage rate pays off by your planned loan hold time.

Compare a seller credit with a price cut for cash to close, monthly payment savings, break-even months, and usable credit limits.

Compare PMI vs piggyback loans by monthly payment and estimated net cost after selling or refinancing.

Compare an assumable loan with a new mortgage, including equity gap financing, monthly savings, interest savings, and break-even time.

Compare buying now with waiting using rent, rates, price change, owner costs, and a break-even future mortgage rate.