Finance

Compare a balance transfer fee with current-card interest using monthly payoff tracking, break-even month, and estimated savings.

Estimate payoff time, interest, total paid, minimum-payment results, and the payment needed to finish a card balance in 36 months.

Calculate overall and per-card credit use, then see the payment or limit change needed to reach your target percent.

Plan debt payoff by highest APR, see interest costs, compare snowball, or find the extra payment needed for a target month.

Compare a home equity loan and HELOC by monthly payment, total interest, total cost, fees, and HELOC payment jump.

Estimate your HELOC interest-only payment, later repayment payment, payment jump, and interest with optional paydown checks.

Estimate HELOC payoff time, interest, goal payment, draw-period balance, and possible repayment-period payment jump.

Estimate draw-period and repayment-period HELOC payments, payment change, future balance, and optional home-value borrowing room.

Find CLTV, borrowing room, first mortgage LTV, home equity, and HCLTV when a full HELOC line matters.

Calculate LTV, combined LTV, home equity, and paydown or cushion needed to reach a target ratio.