Sam Gorman

Calculate rental DSCR, required rent, max loan size, cash flow, and loan-style vs NOI-style ratios for a DSCR loan.

Calculate DSCR from annual NOI and debt payments, or build NOI from rent, vacancy, and costs. See target gap and max debt service.

Calculate annual NOI from rent, vacancy, other income, and operating expenses, with optional cap rate value checks.

Calculate cash-on-cash return, cash flow, target gap, and cap rate from rental property inputs or known annual cash flow.

Estimate rental cash flow before and after reserves, plus break-even rent, NOI, cap rate, debt coverage, and cash-on-cash return.

Calculate cap rate, property value at a target cap rate, needed NOI, and the price gap to your target.

Calculate the fixed deposit needed to reach a savings goal with current savings, return, deposit timing, and price growth.

Find how much to save each month to hit a money goal by a deadline, with APY, current savings, and an optional budget check.

Estimate savings growth with APY, deposits, fees, tax, and a custom APY comparison.

Estimate your emergency fund target, savings gap, months covered, time to goal, and 12-month saving pace.