Finance

Estimate rental refi cash flow, debt coverage, payment savings, break-even months, and net cash from closing.

Calculate a gross price-to-rent ratio, then adjust for vacancy, taxes, insurance, HOA fees, and maintenance costs.

Estimate your monthly house hack cost after mortgage, taxes, insurance, vacancy, reserves, and rent from rooms or units.

Estimate 1031 exchange tax deferral, taxable boot, state tax effect, adjusted basis, and reinvestment targets.

Estimate rental property depreciation, land exclusion, first-year proration, and a year-by-year schedule.

Estimate cash left after a BRRRR refinance, plus cash flow, DSCR, cash-on-cash return, and LTV sensitivity cases.

Plan debt payoff with monthly extras and future irregular payments. Compare payoff time and interest saved.

Compare a personal loan and balance transfer by total paid, payoff time, fees, and monthly payment fit for the same debt.

Calculate monthly balloon loan payments, final balloon balance, total interest, and compare two scenarios side by side.

Estimate interest-only payments, later payoff payments, payment increase, total paid, and total interest for a fixed-rate loan.