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Finance

Home Equity Loan Early Payoff Calculator

July 16, 2026 by Sam Gorman

Estimate home equity loan early payoff savings, months saved, payoff date, and the effect of an early payoff fee.

Categories Finance

Mortgage Points vs Down Payment Calculator

July 16, 2026 by Sam Gorman

Compare buying mortgage points with adding the same cash to your down payment, including payment change, savings, and break-even month.

Categories Finance

HELOC vs Personal Loan Calculator

July 27, 2026July 16, 2026 by Sam Gorman

Compare a HELOC and personal loan by monthly payment, total interest and fees, HELOC payment jump, and lower-cost option.

Categories Finance

Mortgage Income Needed Calculator

September 20, 2026July 16, 2026 by Sam Gorman

Estimate the gross income needed for a target home price using mortgage payment, debts, PMI, HOA, and DTI limits.

Categories Finance

Mortgage Recast vs Refinance Calculator

September 20, 2026July 16, 2026 by Sam Gorman

Compare recast vs refinance payments, closing costs, break-even months, interest, and monthly escrow add-ons.

Categories Finance

401(k) Contribution Calculator

September 19, 2026July 15, 2026 by Sam Gorman

Plan remaining 401(k) paycheck contributions, check limit room, and spot possible missed employer match from maxing early.

Categories Finance

Yield to Maturity Calculator

July 27, 2026July 15, 2026 by Sam Gorman

Calculate bond yield to maturity from clean price, coupon, dates, accrued interest, dirty price, and cash flow schedule.

Categories Finance

Portfolio Rebalancing Calculator

July 27, 2026July 15, 2026 by Sam Gorman

Compare current holdings with target percents and calculate buy, sell, or no-sell cash-only rebalancing amounts.

Categories Finance

Dividend Reinvestment Calculator

September 19, 2026July 15, 2026 by Sam Gorman

Project dividend reinvestment, partial DRIP, kept cash, taxes, shares bought, and ending account value over time.

Categories Finance

Weighted Average Interest Rate Calculator

September 13, 2026July 15, 2026 by Sam Gorman

Find the blended interest rate for multiple loans, plus optional federal consolidation rounding and simple interest estimates.

Categories Finance
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Advertiser disclosure: LumenCalculator.com is an independent, advertising-supported calculator site. Display ads may be served by partners such as Google. We may earn revenue from ads. Advertising does not influence calculator outputs.

About these calculators: Tools provide educational estimates based on formulas and common assumptions. Results are illustrative and may not match real-world components, tolerances, and environmental conditions. Verify against datasheets, standards, and professional guidance where relevant.

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