Sam Gorman

Build a debt snowball payoff plan with total months, interest, first payoff win, and an optional highest-APR-first comparison.

Compare keeping your card vs a balance transfer, including fee, intro APR, payoff time, and the payment needed to finish in time.

Estimate your first minimum payment, payoff time, interest, 3-year target payment, and extra-payment savings.

Estimate a 1-0, 2-1, or 3-2-1 mortgage buydown cost, payment path, credit gap, exit use, and rate-buydown comparison.

Estimate mortgage closing costs, loan amount, and cash to close after down payment, deposit, seller credit, and lender credit.

Compare two fixed-rate mortgage offers by payment, upfront costs, planned keep time, and break-even month.

Check PMI removal routes, 80% and current-value targets, loan-to-value, PMI savings, and valuation fee payback.

Compare 15-year and 30-year mortgage payments, total interest, and a faster 30-year payoff using your lender quotes.

Estimate your mortgage balance after monthly payments, with principal paid, interest paid, payments left, and statement gap.

Estimate ARM payments, capped rate changes, payment shock, planned refinance timing, and fixed-rate interest comparison.