Sam Gorman

Estimate a DMP monthly payment, compare current payoff interest, include fees, and check budget room after the plan payment.

Compare credit card payoff costs with a personal loan, including APR, term, origination fee, monthly payment, and payoff time.

Compare a balance transfer with staying put using payment, intro months, fee, and APR to estimate savings and payoff time.

Calculate rental expense ratio, OER, income after vacancy, and NOI using rent, other income, vacancy, and operating expenses.

Find break-even rent, occupancy needed, cash flow, loan payment, simple payback, and discounted payback for a rental property.

Find the monthly rent needed to cover mortgage, costs, vacancy, and management fees for a rental property.

Compare renting out your home vs selling now with cash flow, mortgage, selling costs, and Base, Conservative, and Optimistic scenarios.

Estimate a monthly rent budget from income, debts, savings, expenses, and an optional local rent comparison.

Calculate new monthly rent from a percent change, $ change, or new rent amount, with optional first-bill proration.

Split a property tax bill by closing date, tax year, billing timing, day-count rule, and closing-day owner.