Sam Gorman

Calculate depreciation and ending book value with a clear yearly or monthly schedule using common methods, including units-of-production.

Add VAT to a net price, remove VAT from a gross price, or solve from VAT amount. Choose rate, rounding method, and currency display.

Estimate yearly and total college cost of attendance, net price after grants, and the remaining amount to cover with savings, work, and loans.

Estimate student loan payment, total interest, and payoff date. Add extra payments, fees, and an in-school delay to see the cost change.

Estimate monthly payment or payoff time with APR, extra payments, and payoff month. Includes amortization schedule and low-payment check.

Calculate profit, margin percent, and markup percent. Also solve for selling price or cost, with optional extra per-sale costs and totals.

Compare your current debts vs one consolidation loan. Estimate payments, payoff time, interest, fees, and savings if you pay extra.

Compare Snowball vs Avalanche for multiple debts. Estimate debt-free date, months, total interest, and check if minimum payments are too low.

Add sales tax to a price or remove tax from a total. Supports combined rates or a state-county-city-district breakdown with rounding.

Calculate a loan payment, total interest, and payoff time. Compare monthly, biweekly, or weekly payments and see the impact of extra payments.