Sam Gorman

Estimate loan payments, total interest, payoff date, and the impact of extra payments and origination fees, including an effective APR estimate.

Adjust a dollar amount between two months using CPI-U. See total inflation, average annual rate, and compare an actual price to CPI.

Estimate annuity-style payouts, how long money lasts, or the starting amount needed using rate, timing, frequency, and a final balance goal.

Estimate your net paycheck from gross pay with federal withholding, FICA, state tax, and pre-tax and post-tax deductions by pay frequency.

Estimate US federal estate tax plus an optional state estimate. See taxable estate, exclusion used, and tax over the exclusion.

Compare federal tax if unmarried (two returns) vs married filing jointly. See your marriage bonus or penalty for 2025 or 2026.

Convert hourly, weekly, biweekly, semimonthly, monthly, and annual pay. Add overtime, unpaid weeks, and a simple take-home estimate.

Estimate US federal income tax, effective and marginal rates, and a refund or amount owed based on income, deductions, credits, and withholding.

Calculate your IRA or retirement plan RMD using IRS tables. Includes spouse-more-than-10-years-younger joint table and a simple schedule.

Project IRA growth with contributions, timing, and inflation. Compare Roth vs Traditional after-tax results and get a simple RMD estimate.