Australia's general concessional contribution cap from 2007–08 to 2025–26 in nominal and inflation-adjusted 2025–26 dollars.
Interactive chart
The general cap restated using full-financial-year CPI.
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Showing 2025–26 dollars with 1 available series.
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Key findings
- The general concessional cap is $30,000 in 2025-26.
- In CPI-adjusted terms, the general cap changed by -62.9% from 2007-08 to 2025-26.
- The lowest real general cap was $29,219 in 2023-24.
- The highest real general cap was $80,954 in 2007-08.
Data table
| Financial year | General cap (nominal AUD) | General cap (2025–26 AUD) | Historical higher cap, if applicable | Historical higher-cap eligibility |
|---|---|---|---|---|
| 2007-08 | $50,000 | $80,954.48 | $100,000 | Aged 50 or over; transitional cap |
| 2008-09 | $50,000 | $78,516.19 | $100,000 | Aged 50 or over; transitional cap |
| 2009-10 | $25,000 | $38,363.53 | $50,000 | Aged 50 or over |
| 2010-11 | $25,000 | $37,207.63 | $50,000 | Aged 50 or over |
| 2011-12 | $25,000 | $36,362.49 | $50,000 | Aged 50 or over |
| 2012-13 | $25,000 | $35,562.4 | — | — |
| 2013-14 | $25,000 | $34,619.08 | $35,000 | Aged 59 or over on 30 June 2013 |
| 2014-15 | $30,000 | $40,848.53 | $35,000 | Aged 49 or over on the last day of the previous financial year |
| 2015-16 | $30,000 | $40,295.86 | $35,000 | Aged 49 or over on the last day of the previous financial year |
| 2016-17 | $30,000 | $39,617.61 | $35,000 | Aged 49 or over on the last day of the previous financial year |
| 2017-18 | $25,000 | $32,384.91 | — | — |
| 2018-19 | $25,000 | $31,865.93 | — | — |
| 2019-20 | $25,000 | $31,440.44 | — | — |
| 2020-21 | $25,000 | $30,947.27 | — | — |
| 2021-22 | $27,500 | $32,581.66 | — | — |
| 2022-23 | $27,500 | $30,442.88 | — | — |
| 2023-24 | $27,500 | $29,218.89 | — | — |
| 2024-25 | $30,000 | $31,116.64 | — | — |
| 2025-26 | $30,000 | $30,000 | — | — |
What this chart shows
The chart shows Australia’s general concessional super contribution cap in both nominal terms and inflation-adjusted terms. It highlights how the current general cap compares with earlier financial years after restating values in current-dollar terms.
The nominal series uses the Australian Taxation Office general concessional contributions cap for each financial year. The inflation-adjusted view restates the general cap using full-financial-year Consumer Price Index data from the Australian Bureau of Statistics. Historical higher age-based caps are treated as policy annotations rather than merged into the general-cap line.
Methodology and formulas
- The primary series is the ATO general concessional contributions cap for each financial year.
- Real values use the arithmetic mean of the four quarterly CPI observations in each complete financial year.
- Historical higher age-based caps are retained in the table as policy annotations rather than merged into the general-cap line.
Read the shared Finance Charts data and publication methodology.
Sources and attribution
Limitations
- A higher age-based or transitional cap applied to some people in earlier years.
- Carry-forward unused-cap rules from 2018–19 can increase an eligible individual's available cap.
- This page is general historical information and does not calculate a person's available cap.
- Carry-forward unused-cap rules from the relevant policy period can increase an eligible individual's available cap.
- This material is general educational information, not financial or tax advice.
- CPI measures price change for a representative basket and is not a household-specific cost-of-living index.
- The index reference period is September 2025 = 100; index re-referencing does not change inflation rates.
- Higher age-based or transitional caps applied in some earlier years.
- Carry-forward rules from 2018–19 can make an individual's effective available cap higher than the general cap.